Stop guessing which items are worth disputing. Pro ranks every potential dispute by forecasted 30/60/90‑day score impact, then walks you through the fix.
| Feature | Free | Pro — $29/mo |
|---|---|---|
| Score-impact forecasting | Generate dispute letters | Forecasted 30/60/90‑day score impact per dispute, ranked high → low |
| Dispute playbook | Send letters one at a time | Guided step‑by‑step playbook (document the error → write the letter → track the response → escalate) |
| Monthly monitoring | On‑demand analysis when you upload | Monthly re‑scan of all 3 bureaus — see new errors the moment they appear |
| Priority support | Self‑serve docs | Same‑day email support for disputes and account issues |
| Bureaus covered | Equifax + TransUnion | Equifax + TransUnion + Experian — all three, every scan |