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Payment history

Over the last 2 years, your credit payments have been…

On-time every month for the last 2 years 1–2 late payments 3+ late payments or a default Not sure

Credit age

How long have you had any open credit?

Over 5 years 2–5 years Under 2 years Not sure

Utilization

Across your credit cards, what share of your total limits do you typically use?

Under 10% 10–30% Over 30% Not sure

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Excellent

Your credit health looks strong.

Your detailed results are on the way to your inbox. In the meantime, the fastest path to actually improving your score is uploading your full credit report — ScoreSentry finds the errors and generates the dispute letters automatically.

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ScoreSentry is a document and organization tool — not a credit repair organization. We do not guarantee credit score improvements or removal of accurate information. Results depend on your specific credit situation and the accuracy of reported information.